Siam Digital Lending

The most advanced digital lending engine in Thailand.

We set out to solve Thai customer’s biggest painpoint: Why does it take days and weeks to receive a lending decision? Where others shuffle papers, wet signatures, and manage huge back offices, we use technology to power a lending decision in minutes.

Automating processes to save time, money, and get an advantage

We are committed to removing roadblocks for our customers. Other banks have credit agents reading thousands of bank statements. SiamDL trained an AI do that. Other banks ask for wet signatures and in-person branch visits to verify identity. SiamDL uses world-class systems to do that in seconds. We put AI and cutting-edge tech at the center of our process.

AI-READY DIGITAL LENDING

Long term focus on data

We are building the digital lender to lead Thailand’s personal lending industry from offline to online. Our approach to data and systems today positions us to be better tomorrow. With data lakes and future-looking AI-powered credit scoring, we will double down on our value proposition. Using data better than anyone else to reduce NPL, and ensure good people get access to fair credit.

AI Credit Agent

Our team developed a system to read, analyze, and interpret Thai banking statements. This allows us to know more about how our loan applicants’ manage their money. All in seconds.

AI-ready Credit Scoring

Banks have traditionally used the same 20-30 data points in decisioning for decades. SiamDL uses more than 300 additional data points to build a more comprehensive picture of our customers.

AI Customer Acquisition

Our customers are looking for loans, pure and simple. That’s because we precision target our focus customers using AI based marketing and excellence in search developed from years of experience at McKinsey & Company and beyond.

A world-class digital lending system for Thailand

APPLY ONLINE

Fully digital LOS system

E-KYC

Connected to multiple Thai government databases

CREDIT ENGINE

Market best-practice credit scoring

DATA LAKES

Huge amount of data collected and put to use

INSTANT DISPURSAL

QR code payment to customers to instantly fund bank accounts

EASY PAYBACK

Customers scan our QR code to pay us back

Partnering with the best worldwide

Discover the SiamDL story

Building a digital lender was not our original plan. We built Thailand’s highest traffic financial blog and for years referred thousands of Thai customers per month to banks and non-banks. These digital referrals were put into offline processes. Many applications were delayed or just fell through the cracks. We built the product that our customers asked for. It’s here.